In this episode, Dhruv and Braden break down how an individual can maximize their use of credit. They discuss how credit drives the economy, and what that means for an average person. Braden and Dhruv discuss the components of credit scores, and how an individual person can use this knowledge to maximize their credit score and get the best credit card. They discuss what to look for in a credit card, and how anyone can maximize perks while minimizing fees.